Question 1

Do I need a notary-attorney to buy property in Puerto Rico?

Accepted Answer

Yes. Real estate transactions are formalized through a public deed (escritura) prepared by a licensed notary-attorney, who verifies title and records your ownership at the Property Registry.

Question 2

What are the closing costs when buying real estate in Puerto Rico?

Accepted Answer

Closing costs typically range from about 5-8% of the purchase price and include notary fees, revenue stamps, registry recording fees, attorney fees, and mortgage-related costs.

Question 3

What can I do if my insurance claim is denied in Puerto Rico?

Accepted Answer

You can request a written explanation, appeal internally, and file a complaint with the Puerto Rico Office of the Insurance Commissioner. If the denial is improper, an attorney can negotiate or sue to recover what you are owed.

Question 4

How are property insurance claims after a hurricane handled in Puerto Rico?

Accepted Answer

Document all damage, notify your insurer promptly, and keep records of repairs and communications. Disputes over coverage and delayed payments are common, and an attorney can help you challenge underpayments.

Carolina Garriga

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