CG
Carolina Garriga
Featured Founding Member 2026Verified September 2026
Serves all of Puerto Rico
Spanish English
AI summary
Carolina Garriga is a legal professional whose practice focuses on real estate, insurance, notary public, and title insurance matters. She provides her services in both Spanish and English, offering comprehensive support to clients in these areas.
Practice Areas
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Frequently Asked Questions
Do I need a notary-attorney to buy property in Puerto Rico?
Yes. Real estate transactions are formalized through a public deed (escritura) prepared by a licensed notary-attorney, who verifies title and records your ownership at the Property Registry.
What are the closing costs when buying real estate in Puerto Rico?
Closing costs typically range from about 5-8% of the purchase price and include notary fees, revenue stamps, registry recording fees, attorney fees, and mortgage-related costs.
What can I do if my insurance claim is denied in Puerto Rico?
You can request a written explanation, appeal internally, and file a complaint with the Puerto Rico Office of the Insurance Commissioner. If the denial is improper, an attorney can negotiate or sue to recover what you are owed.
How are property insurance claims after a hurricane handled in Puerto Rico?
Document all damage, notify your insurer promptly, and keep records of repairs and communications. Disputes over coverage and delayed payments are common, and an attorney can help you challenge underpayments.